Further to the Associations circular no 2554/2013 “Protection & Indemnity Insurance 2013/2014 — part 2, final”, we wish to inform Members about changes decided by all Group Clubs regarding the system for declaring carriage of Persistent (“Dirty”) and Non-Persistent (“Clean”) cargoes during the policy year. The new system will result in reinsurance cost savings for Members who switch between dirty and clean cargoes during the policy year. The changes will also apply to ore-bulk-oil carriers (OBOs) declaring carriage of dry and wet cargoes.