Additional Marine Insurance
Please note: The information is a general description. For full conditions, premiums, subjects, and warranties, please contact your team Underwriter.
Cash on Board Insurance
This insurance covers the Master’s cash, held on board to pay for the sundries. The primary risks are theft and loss due to fire or the vessel becoming a total loss. Cash on Board Insurance is designed for cash stored in a safe on board the ship. In addition, cover may be extended to the delivery of cash to the ship.
Who can be covered?
Shipowners
Limits
USD 1 million
Deductibles
5 % of sum insured
Important exclusions
- Excluding claims recoverable under the vessel’s ordinary P&I cover
- War
Commission Interest Insurance
There are situations, such as sale and purchase or charter arrangements, where the shipowner or vessel charterer stand to receive a commission if the deal goes through. This commission may be at risk, in the sense that payment depends on the vessel being delivered, or the charter concluded. Commission Interest Insurance addresses such risks.
Who can be covered?
Receiver of the commission
Limits
USD 2 million
Deductibles
None
Loss of Anticipated Profits Insurance (LOAP)
LOAP protects the locked-in profit on a vessel that has been sold prior to being completed by the shipyard, providing cover for the lost profit the owner of the vessel being built would experience if the vessel cannot be delivered or is delayed in its delivery to new buyers.
Who can be covered?
Shipowners
Limits
Maximum limit USD 20 million per event (higher limit on request)
Deductibles
None
Important exclusions
- War
- Bankruptcy of shipyard
Purchaser’s/Seller’s Interest Insurance
Purchaser’s/Seller’s Interest Insurance protects the status quo re profit for the buyer or seller of a vessel against a total loss of the vessel before it is delivered to the new owner.
Who can be covered?
Shipowners
Limits
Maximum limit USD 20 million per accident or occurrence (higher limit on request)
Deductibles
None
Important exclusions
- War (but can be arranged separately)